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Treasury & Liquidity
Settlement management that is accurate and on schedule
We manage settlement cycles with partners, processors and merchants: preparing settlement figures, checking them against your records and resolving discrepancies quickly.
At a glance
Settlement calendar
Settlement preparation
Settlement reconciliation
Discrepancy resolution
Supporting fintechs in the UK, EU, US and Canada
Overview
Settlement errors hurt cash flow and relationships
Settlements connect your ledger to the real world. Partner settlements, acquirer payouts and merchant settlements all need to be correct and on time. Errors cause cash flow gaps, disputes with partners and unhappy merchants.
Hilix prepares and checks settlement figures, reconciles them to transaction data, raises discrepancies with partners and tracks them to resolution. We keep a settlement calendar and give you a clear view of what is due, paid and outstanding.
What’s included
Everything included in Settlement Management
Who this is for
- PSPs settling merchants
- Remittance firms settling with partners
- Marketplaces and platforms with payouts
- Businesses with recurring settlement disputes
What you receive
- Settlement calendar
- Prepared and checked settlement files
- Settlement reconciliation records
- Discrepancy log
- Settlement status reports
How we work
How our treasury support works
Baseline
We review partners, balances, funding cycles, rates, margins and historical volumes.
Forecast
Corridor-level liquidity forecasts and funding calendars built with you.
Manage
Daily positions, funding recommendations, rate monitoring and partner coordination.
Optimise
Partner terms, margins and capital usage reviewed and improved monthly.
FAQ
Settlement Management: common questions
Who approves settlement payments?
Your authorised approvers. We prepare and check settlement figures before approval.
Can you produce merchant statements?
Yes. We can prepare clear settlement statements for merchants from your data.
How quickly are discrepancies resolved?
We raise discrepancies as soon as they are identified and chase daily until resolved, escalating ageing items.
Keep exploring
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Day-to-day management of settlements, partner coordination, cut-offs, status tracking and operational reporting.
All Treasury & Liquidity services
Payout partner deals, liquidity and pre-funding, FX rates and margins, settlements and treasury reporting.