Outsourced compliance, operations, treasury & growth teams for regulated fintechs in the UK, EU, US and Canada

Home / Services / Payment Operations / End-to-End Back-Office Outsourcing

Payment Operations

A complete fintech back office, without building one

Hilix provides a dedicated virtual back-office team that handles onboarding, payments, reconciliation, compliance operations, reporting and administration as one joined-up service.

At a glance

Onboarding operations

Payment operations

Reconciliation

Compliance operations

Supporting fintechs in the UK, EU, US and Canada

Overview

One team, every back-office task, clear accountability

Hiring, training and managing separate teams for KYC, payments, reconciliation, exceptions, reporting and admin is slow and expensive, especially before you reach scale. Gaps between teams are also where errors happen.

Hilix gives you a single back-office team with a dedicated lead, shared SOPs and one set of SLAs. Work flows across functions without hand-off problems, and you get one consolidated view of operational performance. Scale the team up or down as volumes change.

What’s included

Everything included in End-to-End Back-Office Outsourcing

Onboarding operations

KYC and KYB queues, document chasing and account activation.

Payment operations

Processing, status tracking, partner coordination and exceptions.

Reconciliation

Daily bank, partner and ledger reconciliations.

Compliance operations

Screening and monitoring alert handling within your framework.

Reporting

Daily, weekly and monthly operational and compliance MI.

Administration

Partner admin, documentation, record keeping and internal requests.

Who this is for

  • Fintechs launching or scaling quickly
  • Founders who want to focus on product and growth
  • Businesses replacing an underperforming provider
  • Firms consolidating several freelancers or vendors

What you receive

  • Dedicated back-office team and lead
  • Unified SOP library
  • Consolidated SLA reporting
  • Monthly service reviews
  • Scalable staffing plan

How we work

How we take over your operations

Map

We document current workflows, systems, partners, volumes and pain points.

Standardise

SOPs, controls, SLAs and escalation paths agreed and written down.

Run

Our team operates the queues in your systems with daily handovers.

Optimise

Exception root causes analysed and fixed to reduce manual work over time.

FAQ

End-to-End Back-Office Outsourcing: common questions

What does a dedicated team look like?

It depends on your volumes. A typical start is a team lead plus analysts covering the functions you need, with capacity added as you grow.

Is this cheaper than hiring in-house?

For most growing fintechs, yes, because you avoid recruitment, training, management overhead and idle capacity, while getting experienced staff from day one.

Can you work alongside our in-house team?

Yes. Many clients keep core roles in-house and use Hilix for volume, extended hours or specialist work.

Keep exploring

Related services

Free 30-minute consultation

Tell us where it hurts. We will show you how a seasoned fintech team fixes it.

Compliance backlog, a regulator letter, a new corridor, stalled growth or a support queue that will not shrink. Share it with us and get a clear scope, timeline and proposal within 48 hours.