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Treasury & Liquidity
FX rate and margin management that keeps you competitive and profitable
We monitor market and competitor rates, track your spreads and margins by corridor and give you clear pricing recommendations every day.
At a glance
Competitor benchmarking
True margin calculation
Pricing recommendations
Promotion analysis
Supporting fintechs in the UK, EU, US and Canada
Overview
Pricing is your strongest growth lever
In remittance and FX, customers compare rates in seconds. Price too high and you lose them. Price too low and every transaction loses money. Many firms set rates manually with little visibility of true margin after partner fees and funding costs.
Hilix builds a clear pricing routine. We benchmark competitor rates by corridor, calculate your real margin after costs, highlight where you are over or under priced and recommend adjustments for your approval. Promotional pricing is planned and tracked so you know what each campaign really costs.
What’s included
Everything included in FX Rate & Margin Management
Who this is for
- Remittance and money transfer operators
- FX businesses and currency exchanges
- B2B cross-border payment platforms
- Fintechs launching rate-led campaigns
What you receive
- Daily competitor rate report
- Margin model by corridor
- Pricing recommendations
- Rate change governance process
- Monthly pricing review
How we work
How our treasury support works
Baseline
We review partners, balances, funding cycles, rates, margins and historical volumes.
Forecast
Corridor-level liquidity forecasts and funding calendars built with you.
Manage
Daily positions, funding recommendations, rate monitoring and partner coordination.
Optimise
Partner terms, margins and capital usage reviewed and improved monthly.
FAQ
FX Rate & Margin Management: common questions
Do you set our rates?
We recommend rates and margins. You approve changes according to your own governance.
Is this financial advice?
No. This is operational pricing and margin analysis for your business, not investment advice or trading.
Can you track competitors automatically?
We use a combination of structured checks and available tools to benchmark key competitors consistently.
Keep exploring
Related services
Treasury Management Outsourcing
Daily cash and currency positions, funding plans, treasury controls and reporting for payment businesses.
Liquidity & Pre-Funding Management
Corridor forecasts, pre-funding schedules and buffer levels that keep payouts running without idle capital.
Settlement Management
Partner and merchant settlement cycles managed, reconciled and reported accurately.
All Treasury & Liquidity services
Payout partner deals, liquidity and pre-funding, FX rates and margins, settlements and treasury reporting.