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Licensing & Regulatory
Regulatory readiness reviews that close gaps before they become findings
We map your obligations, test how well your current controls meet them and give you a prioritised plan and evidence pack to be ready for any review.
At a glance
Requirements mapping
Gap assessment
Control testing
Prioritised gap register
Supporting fintechs in the UK, EU, US and Canada
Overview
Know your gaps, then close them on your terms
Most regulatory findings are predictable. Missing procedures, untested controls, outdated risk assessments and weak MI tend to surface in every review. A readiness assessment finds them early, when fixing them is cheaper and you control the timeline.
Hilix maps applicable requirements to your controls, tests a sample of activity and rates each gap by risk. We then help you fix the highest priorities and assemble an evidence pack that lets reviewers see, quickly and clearly, how your business meets its obligations.
What’s included
Everything included in Regulatory Readiness & Gap Assessment
Who this is for
- Fintechs preparing for licensing or a regulatory visit
- Businesses entering a new market
- Firms after a major regulatory change
- Companies preparing for bank or investor due diligence
What you receive
- Requirements and control map
- Rated gap register
- Remediation roadmap
- Evidence pack index and documents
- Readiness summary for leadership
How we work
How we handle licensing and regulatory work
Assess
We review your model, current documentation and the requirements of the relevant regulator or partner.
Plan
A clear workplan with owners, document list, evidence needs and realistic timelines.
Prepare
We draft, review and assemble applications, responses and evidence packs with your team.
Support to close
We help answer follow-up questions and track remaining conditions until approval or closure.
FAQ
Regulatory Readiness & Gap Assessment: common questions
How is this different from an audit?
A readiness review is forward-looking and collaborative. It focuses on preparing you, fixing gaps and building evidence, rather than issuing a formal independent opinion.
Can it cover non-AML areas?
Yes. We can include safeguarding, complaints, operational resilience, outsourcing, IT governance and consumer protection requirements.
How long does it take?
Usually two to five weeks for the assessment, depending on scope, with remediation timelines agreed afterwards.
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All Licensing & Regulatory services
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