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Compliance & AML
Compliance monitoring that catches problems early
We design and run a risk-based compliance monitoring plan, testing your controls through the year so issues are found and fixed long before an audit.
At a glance
Risk-based monitoring plan
Quality assurance sampling
Thematic reviews
Issue management
Supporting fintechs in the UK, EU, US and Canada
Overview
Continuous assurance instead of annual surprises
Regulators expect firms to check that their own controls work. Without a monitoring programme, quality drifts quietly: files get thinner, SLAs slip, procedures fall out of date and nobody notices until an external review.
Hilix builds a monitoring plan based on your risk assessment, then runs monthly and quarterly tests: quality sampling of decisions, thematic reviews of higher-risk areas and checks on governance actions. Issues are logged, owned and tracked to closure, with clear reporting to your MLRO and board.
What’s included
Everything included in Compliance Monitoring & Testing
Who this is for
- Regulated fintechs needing a second line of defence
- Small compliance teams without testing capacity
- Businesses with recent audit findings to monitor
- Fast-growing firms where quality risks slipping
What you receive
- Annual compliance monitoring plan
- Monthly QA results and scorecards
- Thematic review reports
- Issues log and closure evidence
- Quarterly board reports
How we work
How we take over or build your compliance function
Diagnose
We review your policies, risk assessment, case files, queues and systems to see what works, what is missing and what is exposed.
Design
We agree scope, service levels, escalation rules and the decisions that stay with your MLRO, then document them.
Operate
Our analysts work inside your tools, clear queues to agreed SLAs and record every decision with evidence.
Report and improve
Weekly and monthly MI, quality checks and trend analysis feed continuous improvement and board reporting.
FAQ
Compliance Monitoring & Testing: common questions
How is monitoring different from an audit?
Monitoring is continuous and run by the compliance function as a second line. An audit is a periodic, independent assessment. Strong firms do both.
What sample sizes do you use?
Sample sizes are risk-based and agreed in the plan, with larger samples for higher-risk processes or where previous results were weak.
Can results feed staff training?
Yes. QA findings are one of the best sources for targeted training and procedure improvements.
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