Outsourced compliance, operations, treasury & growth teams for regulated fintechs in the UK, EU, US and Canada

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Customer Support

Complaints handling that is fair, timely and regulator-ready

We manage complaints from first contact to final response: logging, investigating, communicating clearly and meeting the deadlines regulators set, while identifying what caused them.

At a glance

Complaint identification

Logging and acknowledgement

Investigation

Final responses

Supporting fintechs in the UK, EU, US and Canada

Overview

Complaints are a regulatory obligation and a source of insight

Regulators expect payment firms to identify complaints, handle them fairly and respond within defined timeframes, with referral rights to ombudsman schemes where applicable. Missed deadlines and poor responses lead to findings and escalated cases.

Hilix handles complaints with care and structure. Each one is logged, acknowledged, investigated with the relevant teams and answered in plain language with a clear outcome. We analyse complaint themes monthly so recurring issues are fixed at the source.

What’s included

Everything included in Complaints Handling

Complaint identification

Expressions of dissatisfaction recognised across every channel.

Logging and acknowledgement

Every complaint recorded and acknowledged promptly.

Investigation

Facts gathered from operations, compliance and product teams.

Final responses

Clear, fair responses with outcomes and referral rights.

Redress

Refunds or goodwill handled consistently with your policy.

Complaints MI

Volumes, timeliness, outcomes and root causes reported.

Who this is for

  • Regulated EMIs and payment institutions
  • Remittance businesses with delayed payment complaints
  • Firms with complaints handling findings
  • Businesses preparing complaint returns

What you receive

  • Complaints procedure and templates
  • Complaints register
  • Final response letters
  • Monthly complaints MI
  • Root-cause improvement actions

How we work

How we launch your support team

Learn

We study your products, policies, tone of voice, tools and common contact reasons.

Build

Knowledge base, macros, SOPs and escalation paths created or refined.

Launch

Trained agents go live with close supervision and daily feedback.

Improve

QA, CSAT and contact-driver analysis drive continuous improvement.

FAQ

Complaints Handling: common questions

What timelines do you follow?

We follow the rules in your market, for example the UK timelines for payment services complaints, and your own policy where it is stricter.

Do you handle ombudsman referrals?

We help prepare case files and responses when a customer refers a complaint to an ombudsman.

Is every complaint a formal complaint?

Regulators often define complaints broadly. We help you identify complaints correctly so none are missed.

Keep exploring

Related services

Free 30-minute consultation

Tell us where it hurts. We will show you how a seasoned fintech team fixes it.

Compliance backlog, a regulator letter, a new corridor, stalled growth or a support queue that will not shrink. Share it with us and get a clear scope, timeline and proposal within 48 hours.