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Compliance & AML
AML/CFT compliance outsourcing that stands up to regulators and banks
We design, document and run your anti-money laundering and counter-terrorist financing programme end to end, so your fintech can grow without compliance becoming the bottleneck.
At a glance
AML framework design
Business-wide risk assessment
Policies and procedures
Control operation
Supporting fintechs in the UK, EU, US and Canada
Overview
A working AML programme, not a folder of policies
An effective AML/CFT programme connects your business-wide risk assessment to real controls: who you onboard, how you screen them, what you monitor, how you investigate and what you report. When those pieces are designed separately, gaps appear exactly where regulators and banking partners look first.
Hilix builds the programme as one system. We align your risk appetite, customer risk scoring, due diligence standards, monitoring scenarios, escalation paths and record keeping, then operate the parts you want us to run. The result is a programme you can explain, evidence and improve.
What’s included
Everything included in AML/CFT Compliance Outsourcing
Who this is for
- Remittance companies, MSBs and money transfer operators
- EMIs, payment institutions and agents preparing for growth
- Fintechs whose banking partner has raised AML concerns
- Start-ups that need a credible AML programme before launch
What you receive
- A documented AML/CFT framework tailored to your products
- Risk assessment with control mapping and residual risk ratings
- Operational procedures your team can actually follow
- Cleared queues and fully evidenced case files
- Monthly compliance MI and annual MLRO report support
How we work
How we take over or build your compliance function
Diagnose
We review your policies, risk assessment, case files, queues and systems to see what works, what is missing and what is exposed.
Design
We agree scope, service levels, escalation rules and the decisions that stay with your MLRO, then document them.
Operate
Our analysts work inside your tools, clear queues to agreed SLAs and record every decision with evidence.
Report and improve
Weekly and monthly MI, quality checks and trend analysis feed continuous improvement and board reporting.
FAQ
AML/CFT Compliance Outsourcing: common questions
Is this suitable for a pre-launch fintech?
Yes. We often build the AML programme before launch so it can support licence applications, banking partner onboarding and payout partner due diligence.
Can you work with our existing MLRO?
Absolutely. We usually support an appointed MLRO by running the operational work and preparing the analysis they need to make decisions.
Do you provide the compliance software?
We are tool-agnostic. We work in your existing KYC, screening and monitoring platforms and can help you select and configure new ones.
Keep exploring
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Experienced support for your MLRO or compliance officer: investigations, reporting, board MI and regulatory correspondence.
All Compliance & AML services
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