Outsourced compliance, operations, treasury & growth teams for regulated fintechs in the UK, EU, US and Canada

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Compliance & AML

Fraud prevention that protects your customers, your margins and your partners

We design fraud controls, review fraud alerts and investigate cases across onboarding, accounts and payments, so losses fall and genuine customers keep moving.

At a glance

Fraud rule design

Alert and case review

Account takeover response

Scam and mule detection

Supporting fintechs in the UK, EU, US and Canada

Overview

Fraud moves faster than policy documents

Synthetic identities, account takeover, authorised push payment scams, money mules and first-party fraud evolve every month. Fintechs that rely on static rules or overloaded teams pay for it in losses, chargebacks, reimbursement costs and damaged partner relationships.

Hilix combines fraud analysts with practical rule design. We review real-time and post-event fraud alerts, investigate cases, contact customers where needed and feed patterns back into rules and onboarding controls. You receive clear loss reporting and a fraud strategy that keeps improving.

What’s included

Everything included in Fraud Prevention & Investigation

Fraud rule design

Velocity, device, behavioural and payment rules mapped to the fraud types you face.

Alert and case review

Real-time holds and post-event cases investigated and decided quickly.

Account takeover response

Detection, customer contact, account recovery and evidence recording.

Scam and mule detection

Indicators for APP scams and mule accounts, with exit and reporting steps.

Chargeback fraud analysis

Patterns behind fraudulent disputes identified and fed back into controls.

Loss reporting

Fraud loss, prevented loss and trend reporting for management.

Who this is for

  • Wallets and neobanks facing account takeover
  • Remittance firms dealing with scam-related payments
  • PSPs and merchants with chargeback fraud
  • Fintechs launching new payment methods

What you receive

  • Fraud rule set and indicator library
  • Investigated and closed fraud cases
  • Customer contact and recovery scripts
  • Fraud loss and trend MI
  • Fraud prevention procedures

How we work

How we take over or build your compliance function

Diagnose

We review your policies, risk assessment, case files, queues and systems to see what works, what is missing and what is exposed.

Design

We agree scope, service levels, escalation rules and the decisions that stay with your MLRO, then document them.

Operate

Our analysts work inside your tools, clear queues to agreed SLAs and record every decision with evidence.

Report and improve

Weekly and monthly MI, quality checks and trend analysis feed continuous improvement and board reporting.

FAQ

Fraud Prevention & Investigation: common questions

Is fraud handled separately from AML?

The controls overlap. We keep fraud and AML processes distinct where needed, but share intelligence so mule activity and scams are also considered for suspicious activity reporting.

Can you support UK APP scam reimbursement rules?

Yes. We help payment firms design scam detection, customer warnings, claim handling and evidence processes that support UK reimbursement requirements.

Do you provide 24/7 fraud cover?

Extended and out-of-hours cover can be arranged depending on your volumes and risk profile.

Keep exploring

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Free 30-minute consultation

Tell us where it hurts. We will show you how a seasoned fintech team fixes it.

Compliance backlog, a regulator letter, a new corridor, stalled growth or a support queue that will not shrink. Share it with us and get a clear scope, timeline and proposal within 48 hours.